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Mississippi Dwelling Fire Products
Our
dwelling products are designed for tenant, vacant,
renovation, builder’s risk, secondary, and owner
occupied residences. The DP is a form to meet the needs
of most. Dwelling fire forms include the basic DP-1,
broad DP-2 and Special peril policy form. Both DP-1 and
DP-2 forms are written on an ACV basis. Risks in the
Special program are written on a replacement cost basis.
Certain Underwriters @ Lloyd’s –
is an “A” rated
company and offers DP-1 and DP-2
forms. Lloyd’s writes tenant, secondary, renovation,
builder’s risk and owner occupied residences up to
$200,000. VMM is an optional coverage available on the
DP-1 and included on the DP-2, vacant, builder’s risk
and renovations policy. Tenant
occupied property can be scheduled for your insured’s
convenience without the hassles of several policies and
billings.
Voyager Indemnity Flex – is an “A” rated
company offering Basic, Broad and Special peril policy
forms. Coverage is available for primary, secondary and
tenant occupancy up to $200,000 in value with liability
limits up to $500,000. Voyager Flex can write 3-plex
and 4-plex units and as with Lloyd’s, tenant occupied
property can be scheduled for your insured’s convenience
without the hassles of several policies and billings.
Risks written with Voyager that include replacement cost
must be insured to 100% of the replacement cost value.
Optional endorsements including Residential Burglary, VMM and Limited Theft are available. Optional
endorsements vary by policy form and occupancy.
Voyager Indemnity – is an “A” rated company. They
offer a basic DP-1 statewide and is designed to provide
coverage for clients with claims or credit issues.
Coverage is available for primary, secondary and tenant
occupancy up to $200,000 in value. Optional coverage
includes Fair Rental Value, Limited Theft, VMM and
Earthquake. Liability can be written up to $300,000.
Voyager Indemnity can also write 3-plex and 4-plex
units. Tenant occupied property can be scheduled for
your insured’s convenience without the hassles of
several policies and billings.
American
Reliable – is an “A” rated company. They offer a
basic DP-1 statewide with wind coverage in Pearl River,
Stone and George counties. Coverage is available for
primary, secondary and tenant occupancy up to $200,000
in value. Optional coverage includes Fair Rental Value,
Limited Theft, VMM and Earthquake. Liability can be
written up to $300,000. American Reliable can also write
3-plex and 4-plex units. Tenant occupied property can
be scheduled for your insured’s convenience without the
hassles of several policies and billings.
Aegis
Security – is an “A” rated company. Aegis offers a
basic DP-1 for primary, secondary and tenant occupied
property. Optional coverage includes Burglary and
Limited Theft for primary owner occupied risks. Liability coverage is also available.
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