Alabama Dwelling Fire Products
dwelling products are designed for tenant, secondary,
and owner occupied residences. The DP is a form to meet
the needs of most. Dwelling fire forms include the basic
DP-1, broad DP-2 and Special peril policy form. Both
DP-1 and DP-2 forms are written on an ACV basis.
Certain Underwriters @ Lloyd’s –
is an “A” rated
company and offers DP-1 and DP-2
forms. Lloyd’s writes tenant, secondary and owner
occupied residences up to $200,000. VMM is an optional
coverage available on the DP-1 and included on the
DP-2. Tenant occupied property can
be scheduled for your insured’s convenience without the
hassles of several policies and billings.
Security – is an “A” rated company. Aegis offers a
basic DP-1 for primary, secondary and tenant occupied
property. Optional coverage includes Burglary and
Limited Theft for primary owner occupied risks. Liability coverage is also available.
Standard Guaranty – is an “A” rated company. They
offer a basic DP-1 statewide. Coverage is available for
primary, secondary and tenant occupancy up to $150,000
in value. Optional coverage includes Fair Rental Value,
Residence Burglary and VMM. Liability can be written up
to $300,000. Standard Guaranty can also write 3-plex and
4-plex units as well as townhomes. Tenant occupied
property can be scheduled for your insured’s convenience
without the hassles of several policies and billings.