Mississippi Dwelling Fire Products

Our dwelling products are designed for tenant, vacant, renovation, builder’s risk, secondary, and owner occupied residences. The DP is a form to meet the needs of most. Dwelling fire forms include the basic DP-1, broad DP-2 and Special peril policy form. Both DP-1 and DP-2 forms are written on an ACV basis. Risks in the Special program are written on a replacement cost basis.

Certain Underwriters @ Lloyd’s – is an “A” rated company and offers DP-1 and DP-2 forms. Lloyd’s writes tenant, secondary, renovation, builder’s risk and owner occupied residences up to $200,000. VMM is an optional coverage available on the DP-1 and included on the DP-2, vacant, builder’s risk and renovations policy. Tenant occupied property can be scheduled for your insured’s convenience without the hassles of several policies and billings. 

Voyager Indemnity Flex – is an “A” rated company offering Basic, Broad and Special peril policy forms. Coverage is available for primary, secondary and tenant occupancy up to $200,000 in value with liability limits up to $500,000. Voyager Flex can write 3-plex and 4-plex units and as with Lloyd’s, tenant occupied property can be scheduled for your insured’s convenience without the hassles of several policies and billings. Risks written with Voyager that include replacement cost must be insured to 100% of the replacement cost value. Optional endorsements including Residential Burglary, VMM and Limited Theft are available. Optional endorsements vary by policy form and occupancy. 

Voyager Indemnity – is an “A” rated company. They offer a basic DP-1 statewide and is designed to provide coverage for clients with claims or credit issues. Coverage is available for primary, secondary and tenant occupancy up to $200,000 in value.  Optional coverage includes Fair Rental Value, Limited Theft, VMM and Earthquake.  Liability can be written up to $300,000. Voyager Indemnity can also write 3-plex and 4-plex units.  Tenant occupied property can be scheduled for your insured’s convenience without the hassles of several policies and billings. 

 American Reliable – is an “A” rated company.  They offer a basic DP-1 statewide with wind coverage in Pearl River, Stone and George counties. Coverage is available for primary, secondary and tenant occupancy up to $200,000 in value. Optional coverage includes Fair Rental Value, Limited Theft, VMM and Earthquake. Liability can be written up to $300,000. American Reliable can also write 3-plex and 4-plex units. Tenant occupied property can be scheduled for your insured’s convenience without the hassles of several policies and billings. 

Aegis Security – is an “A” rated company. Aegis offers a basic DP-1 for primary, secondary and tenant occupied property. Optional coverage includes Burglary and Limited Theft for primary owner occupied risks. Liability coverage is also available.